SMA California is your source for comprehensive, easy-to-read, Reserve Studies.
We are a professional consulting firm focused on association reserve studies and long range budget planning. Stephen Martin, owner of SMA CALIFORNIA, is a certified Reserve Specialist (RS®) and has prepared reserve studies for over 700 homeowners associations and real estate developers.
more about us
Reserve Study
A superior level of service and detail. Our reserve
studies go beyond the minimum legal requirements
to provide you with easy-to-read reporting tools
that will help you manage your assessments and
future repairs more efficiently.
Forward Planning

Since 2007 Stephen Martin has been helping
developers turn new communities into the next
homeowners association. Let us prepare your
next DRE Budget and Reserve Study as a part of
your application for Public Report.




