
SMA CALIFORNIA is a professional consulting firm focused on association reserves studies and long range budget planning. Stephen Martin, owner of SMA CALIFORNIA, is a certified Reserve Specialist (RS®) and has prepared over 350 reserve studies and association budgets for individual associations and real estate developers. In addition to single family, townhome, and wood frame condominium subdivisions, we also specialize in large mixed-use urban developments. The primary markets we serve include the northern California bay area, San Francisco, San Diego, Sacramento / San Joaquin, and the greater Los Angeles area.
Our Commitment to Quality!
We understand the importance of proper reserve planning. As managers you are responsible for the care and upkeep of your communities. With SMA you can always depend on accurate, precise information that is not only easy to understand but compiled in a report that will give you the tools you need to perform your job easily and effectively.

Reserve Study Proposal Request
Fill out our short proposal request form and we'll send you a proposal by email.
DRE Budget & Reserve Study
Contact us today to discuss your options with respect to phasing, cost centers, and assessments.